ABOUT PANDO
At Pando Partners, we have aligned our passion, our interests, and our distinct skills in helping to create financial value, and life value, for the clients we serve.

United by a friendship spanning more than 25 years, Pando Partners of Raymond James' founders, Catherine Miller and Teri Benson, began their days in finance together and spent the next two decades pursuing separate, yet parallel career paths. Even when divided by oceans, their friendship strengthened and their passion embodied in the education and service of others remained.

While studying for her MBA at The Wharton School, Catherine was inspired by the leadership of Dr. Stewart Friedman. Professor Friedman is renowned for his research in work-life integration and the powerful success stories of leaders who have learned to harmonize life's competing priorities. Today, Dr. Friedman's work supports the values of Pando Partners, the wealth management practice which has reunited Catherine and Teri.

Pando Partners' core mission centers on understanding each client's aspirations for life and legacy, and creating wealth strategies designed to help enable these aspirations to take root and spread.

Limitless personal growth is embodied in the Pando Partners name, and in nature. "Pando" exists as the world's largest living being. Nestled in the Wasatch Mountains of South Central Utah, Pando appears as a forest of beautiful aspens. In fact, this entire forest of over 47,000 trees is a single organism, stemming from an original tree some 80,000 years ago, and now sharing one massive, regenerating root structure.

As nature's purest example of the power of the "multiplier effect," Pando serves as an inspiration to Catherine and Teri that their clients' greatest ambitions can be achieved, with vision, planning, and professional financial management.

Raymond James is not affiliated with and does not endorse the opinions or services of Dr. Stewart Friedman.

Your Team

Learn more about Catherine Trinder Miller, Financial Advisor

A graduate of the University of Pennsylvania's, Wharton School, with an MBA in Finance, Catherine has spent over 20 years working with leading global corporations, asset managers, and private clients, to provide counsel in investment management, investment banking, and equity research and trading.  She has experienced firsthand the financial empowerment of innovators and investors alike through capital markets financing and disciplined investment strategy. 

Emerging from long nights and deep analytics in the investment banking realm of Salomon Smith Barney, Catherine found her true passion on the trading floors of Morgan Stanley, where she advised some of the world's largest asset managers and hedge funds in US equity investment strategy.  From her early days with Morgan Stanley in London, England, to the firm's US offices in Boston and then New York, Catherine's relationships, investment experience and cultural perspectives span global markets. 

Catherine's academic pursuits were also global, having earned her B.B.A., Marketing and Management, Summa Cum Laude, from Emory University coupled with International Business and Management at Schiller International University in Paris, France. 

Since her Wharton days, Catherine and her writings have been featured in national and regional publications, such as On Wall Street and the Jacksonville Business Journal.

Catherine embraces mentorship of others.  She served on Morgan Stanley's Committee for Development of Professional Women and mentored others through the Forte Foundation, the Financial Women's Association, her Alumni networks and community organizations. She is an advisory board member for the University of North Florida's financial services program. She gives back in tribute to those who give so much.

Deeply fulfilling for Catherine is the alignment of social consciousness with social impact.  Through sponsorship of the World Affairs Council, Community Hospice of Northeast Florida, the American Lung Society, among others, she actively seeks opportunities to lift up people and communities. 

Catherine co-founded Pando Partners to fulfill her sense of purpose: to help others multiply life's possibilities through the alignment of wealth management and the values, goals, and aspirations that give wealth meaning.

Raymond James is not affiliated with any organizations mentioned.

Theresa "Teri" Benson, CDFA®, Financial Advisor

Teri brings over two decades of financial services experience to serve Pando clients. She began her career in 1993 as a marketing strategist for an Orlando-based, investment management firm, where she soon realized that an ability to communicate effectively about capital markets and investment strategies was akin to speaking a foreign language. She seized this opportunity. With unrivaled dedication, Teri learned this 'financial' language and communicated it with fluency and simplicity. In doing so, her client relationships and career opportunities flourished.

For the next dozen years, Teri shared her passion for finance with colleagues and clients of STI Capital Management (a.k.a. Trusco Capital), where she managed institutional trust relationships including corporate pension/profit sharing plans, 401(k) plans, municipal pension systems and endowment/foundation clients.

By 2001, Teri assumed a leadership role in the design of parent company SunTrust's 401(k) services, where she expanded the bank's investment due diligence process to include external investment offerings. Ultimately, Teri was tapped to lead the firm's pioneering effort to distribute Trusco's investment strategies, establishing partnerships with leading investment firms, including Fidelity, Charles Schwab, John Hancock and Transamerica.

So accomplished in her time at SunTrust, Teri's investment colleagues offered her a founding partner role in the launch of a private capital-backed registered investment adviser, specializing in small cap stock investing. Her responsibilities included the launch and supervision of the firm's mutual funds designed for institutional and private clients. In partnership with her team, Teri grew the firm to $2.0 billion in assets under management. The entrepreneurial experience was invaluable, and uniquely positions Teri to advise new and established business owners with first-hand knowledge of their challenges and opportunities.

Teri's attention to detail, collaborative approach and great empathy are the foundation of her lasting relationships with clients. At Pando, she brings her investment and communication capabilities together with experience from her own life's transitions to assist clients plan, preserve and invest. Teri's deep sense of service radiates beyond Pando clients to making an impact in her community. She serves on the Board of the Women's Executive Council and is a past Board Member of Dave's House in Orlando.

Teri is a proud recipient of a Bachelor of Arts degree (1993) and M.B.A. in Finance (2001), Summa Cum Laude, from the University of Central Florida.

Raymond James is not affiliated with any organizations mentioned.

OUR PARTNERS

Upon completion of his studies at Washington University in St. Louis, Boyd earned his Juris Doctorate degree in 1996. He then joined the Raymond James' trust team, when it was a burgeoning trust department in late 1996. He served clients in Florida and the Midwest, where he made a difference in their lives and legacies by applying the estate planning, business and tax strategies he learned in pursuit of his J.D. After spending a year at New York Life Trust Company, Boyd returned to Raymond James Trust, N.A. in 2005 and now provides personal trust services, including serving as trustee or as an agent or custodian for individual trustees. Benefitting from his 20 years of trust and estate planning experience, Boyd advises Pando Partners' clients on living trusts, charitable remainder trusts, life insurance trusts, specialty trusts and IRA rollover trusts.

Boyd is a member of the Florida and St. Petersburg Bar Associations and is active with the Tampa Bay Estate Planning Council, a professional organization of estate planners. Boyd is a Certified Trust Financial Advisor, a graduate of the American Bankers Association Graduate Trust School and a licensed Financial Advisor. He is a frequent lecturer to financial advisors, attorneys and CPAs concerning estate taxes, the use of trusts and their places in estate plans.

Raymond James is not affiliated with any organizations mentioned.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.

An professional in the field of lending and financing, Jason has spent over 10 years perfecting his craft. Understanding that financial wellness is rooted in financial readiness, Jason puts his expertise to work for you, helping to ensure your cash flow is aligned with your short and long term goals.

Combining his on the job expertise with his academic strengths, Jason leverages a wealth of experience to best serve you. A graduate of Florida State University, Jason earned a Bachelor in Business Administration. He was awarded his Master in Finance from the University of Tampa shortly thereafter.

WHY RAYMOND JAMES

In 1962, Bob James set out to build a different kind of financial services firm – one that would focus on long-term planning instead of simply placing trades, one that would remain uncompromisingly moderate through market highs and lows, and one that would always put clients and the advisors who serve them first. As just one example, on October 19, 1987, known as Black Monday, while other firms closed their trading desks to minimize internal losses, Raymond James kept its desks open to meet clients' needs.

Bob's ideas and ideals have helped Raymond James grow steadily to become one of the largest independent financial services firms in the country with approximately $727 billion in total client assets today. Raymond James is a well-respected, widely recognized multinational firm with distinct business units that serve a variety of clients, from individuals and small business owners to municipalities and major corporations.

At Pando Partners of Raymond James, we are honored to work with Raymond James, a firm whose founding principles of client first, conservatism, independence and integrity remain refreshingly at the forefront and embodied in all that they do.